Homeowner Resources
FLASH®
The Federal Alliance for Safe Homes - FLASH, Inc. is a non-profit, 501(c)3 organization dedicated to promoting disaster safety and property loss mitigation. The mission is to promote life safety, property protection and economic well-being by strengthening homes and safeguarding families from natural and manmade disasters.
Institute for Business & Home Safety
The Institute for Business & Home Safety’s mission is to reduce the social and economic effects of natural disasters and other property losses by conducting research and advocating improved construction, maintenance and preparation practices.
South Carolina Building Codes Council
The South Carolina Building Codes Council reviews, adopts and implements mandatory building codes for South Carolina. The Council works closely with the local city and county governments throughout our state.
South Carolina Department of Insurance
The mission of the State of South Carolina Department of Insurance is to protect the insurance consumers, the public interest, and the insurance marketplace by ensuring the solvency of insurers; by enforcing and implementing the insurance laws of this State; and by regulating the insurance industry in an efficient, courteous, responsive, fair, and equitable manner.
South Carolina Coastal Insurance Information
Information provided by the South Carolina Department of Insurance about increases in the cost of coastal insurance, useful resources and companies that offer coverage along the SC coast.
SC Wind and Hail Joint Underwriting Association
The SC Wind and Hail Joint Underwriting Association (SCWHUA) is the residual property insurance market in South Carolina. It provides coverage for the perils of wind and hail in the coastal areas of the state designated by the Legislature as "Beach."
South Carolina Insurance News Service
The South Carolina Insurance News Service is a non-profit, non-lobbying organization which provides property and casualty insurance information to consumers and the media.
SC Emergency Preparedness
The SC Emergency Preparedness Office provides information about South Carolina Emergency Operations Plan, Hurricane Plan, Earthquake Plan and selected other natural hazard plans.
Catastrophe Savings Accounts Guide
Catastrophe Savings Accounts allow South Carolina residents to prepare for the financial impact of a catastrophic storm and save on South Carolina income taxes. The purpose of this guide is to answer some frequently-asked questions about these accounts.
American Red Cross
Information on hurricane safety, including:
- Know What a Watch or Warning Means
- Prepare a Personal Evacuation Plan
- Assemble a Disaster Supplies Kit
- How to Prepare for High Winds
- What to Do When a Hurricane Watch Is Issued
- What to Do When A Hurricane Warning Is Issued
- What to Do After a Hurricane Is Over
Wind Speed Zones and Seismic Design Categories
National Hurricane Center
Information on preparing for and preventing loss from hurricanes.
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Inventory Checklist [pdf 523k]
Emergency Board-up Information Courtesy of FLASH [pdf 242k]
Holding on to Your Roof [pdf]
Manufactured Home Inspection Checklist [pdf]
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State Income Tax Credit for Fortification Measures
A complete copy of the SC Safe Home Mitigation Techniques Resource Guide is posted below. Each section of the guide is posted separately below for downloading convenience.
Section A. Introduction [pdf 40k]
Section B. Roof Deck Attachment [pdf 27k]
Section C. Secondary Water Barrier [pdf 217k]
Section D. Roof Coverings [pdf 25k]
Section E. Gable End Bracing [pdf 474k]
Section F. Reinforcing Roof to Wall Connections [pdf 115k]
Section G. Opening Protection [pdf 1227k]
Section H. References and Resources [pdf 24k]
Shutter Comparison Tool
Protecting windows and doors is an important part of any plan to prevent or reduce wind damage. While many window and door protection product options exist, getting started can be confusing and cost comparisons can be time-consuming. The window and door tool offers homeowners two ways to calculate the approximate cost of six different product types – plywood shutters, metal panels, accordion shutters, Colonial/swing shutters, electric roll down shutters or impact-resistant glass.
Animated How-To: Roof Systems
Strengthening your roof to prevent excess damage from wind and water.
Animated How-To: Windows and Doors
Doors and windows are vulnerable components of your homes protective shell or envelope because they are easily penetrated by wind-borne debris often generated by the high winds of storms like hurricanes.
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