South Carolina Safe Home

SC Safe Home

Safe Home Program


The South Carolina Safe Home program, administered by the South Carolina Department of Insurance, provides grant money to individual homeowners to make their property more resistant to hurricane and high-wind damage. The funds provided by this program are for the sole purpose of retrofitting owner-occupied, single-family homes. SC Safe Home funds may not to be used for remodeling, home repair, or new construction.

Retrofitted or strengthened homes are less vulnerable to the effects of severe wind storms, thereby rendering hurricane and high-wind damage less likely and less intense. Fewer damages result in lower or fewer insurance claims and will ultimately reduce insurance premiums for all South Carolinians.

This program was established through the Omnibus Coastal Property Insurance Reform Act of 2007.

Important Notice:

We are currently not accepting applications due to the implementation of a new automated online process.  We expect to have this new process in place and fully implemented by early Fall 2017.

If you would like to submit your email and contact information to us via the following address

scsafehome@doi.sc.gov, we will be happy to notify you when we begin accepting applications again.  Please indicate if you require a paper application.  If you have already provided your name and contact information to a staff member, it is not necessary to submit it via email.  



Please continue to visit this site for additional information and further updates.  Thank you for your patience as we seek to improve the existing manual process.


Mitigation Measures
There are several steps homeowners can take to minimize the damages caused by high winds. The SC Safe Home Program focuses on the following areas:
Homeowner Resources
For additional information about mitigation efforts, techniques, and practices that are available please visit our Homeowner Resources page.